Privacy Policy

1. Introduction

Brazilian Finance ("we," "our," or "website") respects your privacy and is committed to protecting your personal data. This Privacy Policy describes how we collect, use, store, and protect the information of users who access the website brazilianfinance.com.

This policy complies with Brazil's General Data Protection Law (LGPD – Law No. 13,709/2018), the California Consumer Privacy Act (CCPA), and other applicable data protection laws.

2. Data We Collect

We collect the following categories of personal data:

a) Data voluntarily provided by the user

• Full name
• Email address (e.g., when signing up for a newsletter or contact forms)

b) Automatically collected data

• Cookies and session identifiers
• IP address
• Browser type and version
• Operating system
• Pages visited, time spent, and access origin
• Navigation and behavioral data on the website

3. Purpose of Data Processing

We use your data for the following purposes:

• Sending newsletters, financial reports, and informational content (with consent)
• Improving the website browsing experience
• Statistical and performance analysis of the website
• Fraud prevention and platform security
• Compliance with legal and regulatory obligations

4. Legal Basis for Processing (LGPD)

Under the LGPD, the processing of your data is based on the following legal grounds:

• Consent (art. 7, I): for sending communications and using non-essential cookies
• Legitimate interest (art. 7, IX): for website performance analysis and security
• Compliance with legal obligation (art. 7, II): when required by law

5. Cookies

We use cookies to improve the browsing experience. The types of cookies we may use include:

• Essential cookies: necessary for the basic functioning of the website
• Analytics cookies: to understand how users interact with the website (e.g., Google Analytics)
• Preference cookies: to remember your browsing settings

You can manage or disable cookies at any time through your browser settings. Disabling essential cookies may affect the functioning of the website.

6. Data Sharing

We do not sell your personal data to third parties. We may share information with:

• Service providers (e.g., email marketing platforms, analytics tools), who act as processors and are subject to confidentiality obligations
• Public authorities, when required by law, court order, or regulatory requirement

7. Data Retention

Your data is stored for as long as necessary to fulfill the purposes described in this policy or for the period required by law. Newsletter registration data is kept while the user remains subscribed. After unsubscription, data is deleted within 30 days.

8. User Rights

Under the LGPD, you have the right to:

• Confirm the existence of processing of your data
• Access the data we hold about you
• Correct incomplete, inaccurate, or outdated data
• Request the anonymization, blocking, or deletion of unnecessary data
• Revoke consent at any time
• Request data portability
• Be informed about who your data is shared with

Under the CCPA (California users), you have the right to:

• Know what personal data is collected
• Request deletion of your data
• Not be discriminated against for exercising your privacy rights

To exercise any of these rights, contact us at: contact@brazilianfinance.com

9. International Data Transfers

Some of our service providers may be located outside Brazil or the United States. In such cases, we ensure that the transfer occurs in compliance with LGPD requirements and other applicable laws, adopting adequate safeguards to protect your data.

10. Minors

Our website is not directed at individuals under 18 years of age, and we do not intentionally collect data from minors. If we identify that we have collected data from a minor without the consent of legal guardians, we will proceed with the immediate deletion of such information. If you believe this has occurred, please contact us at contact@brazilianfinance.com.

11. Data Security

We adopt appropriate technical and organizational measures to protect your data against unauthorized access, loss, alteration, or improper disclosure. However, no internet transmission system is 100% secure, and we cannot guarantee absolute security.

12. Changes to this Policy

We may update this Privacy Policy periodically. The most recent version will always be available on our website, with the date of the last update. We recommend that you review it regularly.

13. Contact and Data Protection Officer (DPO)

For questions, requests, or complaints related to this policy:

You may also file a complaint with Brazil's National Data Protection Authority (ANPD) at www.gov.br/anpd.