Santander Brasil (NYSE: BSBR)

$5.24-0.95%today

Brazilian ADR trading on the NYSE, priced in US dollars. Key figures below are sourced from Yahoo Finance.

Market Cap: $19.62B
P/E (TTM): 16.9x
P/B: 0.4x
EPS (TTM): 0.31
Dividend Yield: 6.44%
52-Week Range: $4.62 – $7.32
Volume: 955K
Previous Close: $5.29

TTM = trailing twelve months — the most recent 12 months (a rolling window), used for P/E, EPS and dividends. On the tables and charts below, the in-progress current year appears as a “Last 12M” column labelled with the quarter range it covers.

Performance

Today

-0.95%

1 Week

-2.06%

1 Month

+0.77%

YTD

-14.24%

1 Year

+8.04%

5 Years

-29.05%

About Santander Brasil

US Ticker: BSBR
B3 Ticker: SANB11
Exchange: NYSE
Currency: USD
Sector: Financial Services
Industry: Banks - Regional
Headquarters: São Paulo, SP, Brazil
Employees: 49,107
CEO: Mr. Gilson Finkelsztain
Founded: 1970

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally.

It operates in two segments, Commercial Banking and Global Wholesale Banking.

The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions.

It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization.

In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments.

It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms.

The company was founded in 1970 and is headquartered in São Paulo, Brazil.

www.santander.com.br

Analyst Ratings

Consensus of 5 Wall Street analysts · sourced from Yahoo Finance

2.6Hold

On a 1–5 scale: 1 = Strong Buy, 3 = Hold, 5 = Sell. Lower is more bullish.

12-Month Price Target

Low

$5.20

Average

$6.92

High

$8.10

The average target is +32.06% above the current price of $5.24.

Display currency

Revenue, net debt and other totals below — switch between US dollars and BRL.

Financial Results

Revenue, EBITDA and net profit (in USD) with net margin (net profit ÷ revenue).

Financial Health

Margins, leverage and cash-flow quality derived from Santander Brasil's income statement, balance sheet and cash flow (absolute figures in USD).

ProfitabilityLeverageGrowth

Overall: Financially Strong

Net Margin: 8.2%
ROE: 23.0%
Rev Growth (YoY): +134.16%
Net Debt / EBITDA: -2.63×
Current Ratio: 0.37×
Interest Coverage: 0.17×
Free Cash Flow: 8.12B
Payout Ratio: 32.6%

Income — Margins & Efficiency

Metric	Last 12MQ2'25 – Q1'26	Δ	2025	Δ	2024	Δ	2023	Δ	2022	Δ	2021	Δ	2020	Δ	2019	Δ	2018	Δ	2017	Δ	2016	Δ	2015	Δ	2014	Δ	2013	Δ	2012	Δ	2011	Δ	2010	Δ	2009	Δ	2008	Δ	2007	Δ	2006
Revenue	$68,333,636,574	+146.9%	$27,672,580,804	+32.5%	$20,884,615,322	-16.5%	$25,022,477,217	+19.2%	$20,984,619,839	+55.1%	$13,526,168,719	+38.0%	$9,802,829,369	-47.8%	$18,793,277,953	+8.8%	$17,267,353,776	-23.1%	$22,456,422,941	-12.4%	$25,631,723,088	+79.5%	$14,282,146,233	-32.4%	$21,131,609,962	+10.5%	$19,116,577,375	-11.3%	$21,562,320,669	-20.1%	$26,991,357,495	+7.1%	$25,209,293,020	+15.1%	$21,895,480,207	+111.6%	$10,349,432,874	+13.1%	$9,147,896,792	+107.3%	$4,413,467,855
Gross profit	$18,937,857,803	+148.7%	$7,615,059,348	+7.1%	$7,109,682,740	-3.0%	$7,327,725,455	-7.7%	$7,939,653,143	-4.9%	$8,347,134,035	+40.2%	$5,952,050,141	-44.8%	$10,774,389,392	+14.9%	$9,380,137,061	-10.2%	$10,441,956,752	-0.3%	$10,478,039,234	+196.6%	$3,532,182,121	-58.1%	$8,422,352,210	+1.0%	$8,337,684,059	-18.7%	$10,260,583,346	-18.3%	$12,566,402,531	-9.6%	$13,904,568,592	+38.4%	$10,044,328,170	+122.5%	$4,514,595,525	+0.1%	$4,508,902,846	+90.3%	$2,369,301,267
Operating income	$7,252,121,977	+137.4%	$3,054,854,461	-1.7%	$3,106,270,416	+26.4%	$2,457,971,012	-33.6%	$3,704,107,596	-16.6%	$4,443,346,558	+138.7%	$1,861,736,609	-66.4%	$5,546,501,977	+35.1%	$4,106,595,168	-6.3%	$4,383,342,092	-13.0%	$5,037,635,519	+719.8%	-$812,727,273	-133.5%	$2,427,688,859	+42.5%	$1,703,156,445	-36.4%	$2,677,094,030	-43.1%	$4,703,955,072	-21.8%	$6,014,743,081	+28.8%	$4,668,461,847	+325.7%	$1,096,743,976	-27.9%	$1,520,478,130	+222.5%	$471,524,636
EBITDA	$7,750,067,016	+119.3%	$3,534,344,436	-0.4%	$3,548,332,929	+17.4%	$3,023,092,037	-27.9%	$4,193,359,762	-14.1%	$4,880,300,528	+106.9%	$2,358,597,907	-61.6%	$6,142,126,762	+34.8%	$4,555,709,566	-6.7%	$4,885,364,682	-11.1%	$5,493,509,516	+1359.6%	-$436,146,536	-114.8%	$2,940,905,768	+31.7%	$2,233,786,716	-31.6%	$3,264,290,255	-37.7%	$5,240,298,627	-22.5%	$6,759,273,767	+25.5%	$5,384,819,851	+268.6%	$1,460,773,666	-21.0%	$1,848,518,644	+225.3%	$568,237,916
Net profit	$5,592,850,293	+139.9%	$2,331,184,946	+7.8%	$2,163,438,385	+11.0%	$1,948,231,619	-27.9%	$2,703,533,475	-3.0%	$2,787,700,980	+7.8%	$2,585,040,492	-36.7%	$4,085,685,449	+25.8%	$3,247,761,344	+20.5%	$2,695,196,158	+19.5%	$2,255,192,633	-8.8%	$2,472,701,999	+16.6%	$2,121,255,039	-12.6%	$2,425,928,877	-9.5%	$2,680,849,836	-35.4%	$4,149,262,278	-6.6%	$4,441,692,539	+40.6%	$3,159,842,800	+208.8%	$1,023,405,766	-5.0%	$1,076,783,229	+185.5%	$377,108,869
Gross margin	27.7%	+0.2 p.p.	27.5%	-6.5 p.p.	34.0%	+4.8 p.p.	29.3%	-8.6 p.p.	37.8%	-23.9 p.p.	61.7%	+1.0 p.p.	60.7%	+3.4 p.p.	57.3%	+3.0 p.p.	54.3%	+7.8 p.p.	46.5%	+5.6 p.p.	40.9%	+16.1 p.p.	24.7%	-15.1 p.p.	39.9%	-3.8 p.p.	43.6%	-4.0 p.p.	47.6%	+1.0 p.p.	46.6%	-8.6 p.p.	55.2%	+9.3 p.p.	45.9%	+2.3 p.p.	43.6%	-5.7 p.p.	49.3%	-4.4 p.p.	53.7%
Operating margin	10.6%	-0.4 p.p.	11.0%	-3.8 p.p.	14.9%	+5.1 p.p.	9.8%	-7.8 p.p.	17.7%	-15.2 p.p.	32.9%	+13.9 p.p.	19.0%	-10.5 p.p.	29.5%	+5.7 p.p.	23.8%	+4.3 p.p.	19.5%	-0.1 p.p.	19.7%	+25.3 p.p.	-5.7%	-17.2 p.p.	11.5%	+2.6 p.p.	8.9%	-3.5 p.p.	12.4%	-5.0 p.p.	17.4%	-6.4 p.p.	23.9%	+2.5 p.p.	21.3%	+10.7 p.p.	10.6%	-6.0 p.p.	16.6%	+5.9 p.p.	10.7%
EBITDA margin	11.3%	-1.4 p.p.	12.8%	-4.2 p.p.	17.0%	+4.9 p.p.	12.1%	-7.9 p.p.	20.0%	-16.1 p.p.	36.1%	+12.0 p.p.	24.1%	-8.6 p.p.	32.7%	+6.3 p.p.	26.4%	+4.6 p.p.	21.8%	+0.3 p.p.	21.4%	+24.5 p.p.	-3.1%	-17.0 p.p.	13.9%	+2.2 p.p.	11.7%	-3.5 p.p.	15.1%	-4.3 p.p.	19.4%	-7.4 p.p.	26.8%	+2.2 p.p.	24.6%	+10.5 p.p.	14.1%	-6.1 p.p.	20.2%	+7.3 p.p.	12.9%
Net margin	8.2%	-0.2 p.p.	8.4%	-1.9 p.p.	10.4%	+2.6 p.p.	7.8%	-5.1 p.p.	12.9%	-7.7 p.p.	20.6%	-5.8 p.p.	26.4%	+4.6 p.p.	21.7%	+2.9 p.p.	18.8%	+6.8 p.p.	12.0%	+3.2 p.p.	8.8%	-8.5 p.p.	17.3%	+7.3 p.p.	10.0%	-2.7 p.p.	12.7%	+0.3 p.p.	12.4%	-2.9 p.p.	15.4%	-2.2 p.p.	17.6%	+3.2 p.p.	14.4%	+4.5 p.p.	9.9%	-1.9 p.p.	11.8%	+3.2 p.p.	8.5%
Revenue growth (YoY)	134.2%	+116.7 p.p.	17.5%	+11.1 p.p.	6.3%	-3.1 p.p.	9.4%	-37.7 p.p.	47.2%	-0.9 p.p.	48.1%	+80.6 p.p.	-32.6%	-45.4 p.p.	12.8%	+22.8 p.p.	-10.0%	+0.8 p.p.	-10.8%	-58.3 p.p.	47.5%	+46.8 p.p.	0.8%	-23.6 p.p.	24.4%	+22.1 p.p.	2.3%	+14.7 p.p.	-12.4%	-32.6 p.p.	20.2%	+10.4 p.p.	9.8%	-48.9 p.p.	58.7%	+9.9 p.p.	48.8%	-23.1 p.p.	71.9%	—	—
Effective tax rate	23.4%	+0.9 p.p.	22.5%	-7.6 p.p.	30.1%	+9.8 p.p.	20.3%	-6.4 p.p.	26.7%	-10.4 p.p.	37.1%	+76.3 p.p.	-39.2%	-64.5 p.p.	25.3%	+5.8 p.p.	19.5%	-17.5 p.p.	37.0%	-17.4 p.p.	54.4%	-351.4 p.p.	405.8%	+394.4 p.p.	11.4%	+5.6 p.p.	5.8%	+5.1 p.p.	0.7%	-11.9 p.p.	12.5%	-13.6 p.p.	26.1%	-6.2 p.p.	32.3%	+25.6 p.p.	6.7%	-22.5 p.p.	29.2%	+23.9 p.p.	5.3%
Interest coverage	0.17×	+7.9%	0.16×	-33.1%	0.24×	+62.8%	0.15×	-49.3%	0.29×	-68.9%	0.93×	+76.1%	0.53×	-32.5%	0.78×	+40.2%	0.56×	+40.0%	0.40×	+13.1%	0.35×	+521.7%	-0.08×	-141.1%	0.20×	+15.0%	0.18×	-32.0%	0.26×	-29.1%	0.37×	-38.3%	0.59×	+25.5%	0.47×	+129.2%	0.21×	-46.1%	0.38×	+66.4%	0.23×

Newest column (“Last 12M”) = trailing 12 months, the last 4 reported quarters — shown with the quarter range it spans; earlier columns are full fiscal years.

Balance Sheet — Health & Leverage

Metric	Last 12MQ2'25 – Q1'26	Δ	2025	Δ	2024	Δ	2023	Δ	2022	Δ	2021	Δ	2020	Δ	2019	Δ	2018	Δ	2017	Δ	2016	Δ	2015	Δ	2014	Δ	2013	Δ	2012	Δ	2011	Δ	2010	Δ	2009	Δ	2008	Δ	2007	Δ	2006
Net debt	-$20,356,333,385	-54.8%	-$13,152,616,961	-16.9%	-$11,251,871,833	+6.2%	-$11,997,838,027	-175.9%	-$4,348,678,424	-736.8%	-$519,670,209	+69.8%	-$1,720,485,455	-104.0%	$42,998,057,647	-12.8%	$49,294,972,381	-2.1%	$50,358,447,344	-32.4%	$74,505,775,297	+64.1%	$45,412,966,866	+322.6%	$10,745,182,925	+12.7%	$9,533,540,457	+87.5%	$5,083,335,289	+157.7%	-$8,813,658,589	+45.8%	-$16,256,558,965	-526.1%	-$2,596,418,244	+48.0%	-$4,997,781,842	-188.1%	$5,670,357,608	+37.6%	$4,120,894,416
Net Debt / Equity	-0.84×	-45.3%	-0.58×	+1.1%	-0.58×	-14.4%	-0.51×	-143.8%	-0.21×	-661.2%	-0.03×	+67.5%	-0.08×	-132.9%	0.26×	-87.7%	2.09×	+8.9%	1.91×	-33.0%	2.86×	+26.9%	2.25×	+518.0%	0.36×	+31.8%	0.28×	+109.8%	0.13×	+161.6%	-0.21×	+41.9%	-0.37×	-463.7%	-0.07×	+72.0%	-0.23×	-121.5%	1.08×	-1.8%	1.10×
Net Debt / EBITDA	-2.63×	+29.4%	-3.72×	-17.4%	-3.17×	+20.1%	-3.97×	-282.7%	-1.04×	-873.9%	-0.11×	+85.4%	-0.73×	-110.4%	7.00×	-35.3%	10.82×	+5.0%	10.31×	-24.0%	13.56×	+113.0%	-104.12×	-2949.8%	3.65×	-14.4%	4.27×	+174.1%	1.56×	+192.6%	-1.68×	+30.1%	-2.41×	-398.8%	-0.48×	+85.9%	-3.42×	-211.5%	3.07×	-57.7%	7.25×
Debt / Equity	1.06×	+2.0%	1.04×	-8.4%	1.13×	-4.5%	1.19×	+3.2%	1.15×	+23.1%	0.93×	+41.2%	0.66×	+130.9%	0.29×	-88.2%	2.43×	-20.9%	3.07×	-26.2%	4.16×	+23.6%	3.37×	+212.3%	1.08×	+18.2%	0.91×	+9.1%	0.84×	+29.8%	0.64×	+58.6%	0.41×	+23.6%	0.33×	+35.4%	0.24×	-80.7%	1.26×	+0.8%	1.25×
Current ratio	0.37×	+7.3%	0.34×	-6.9%	0.37×	+6.4%	0.34×	-37.3%	0.55×	-0.2%	0.55×	+41.0%	0.39×	-8.0%	0.42×	+5.4%	0.40×	-26.6%	0.55×	+22.9%	0.45×	-21.1%	0.57×	-0.1%	0.57×	+17.9%	0.48×	-10.5%	0.54×	-14.8%	0.63×	+2.5%	0.61×	+265.5%	0.17×	+26.3%	0.13×	-78.8%	0.63×	+13.8%	0.55×
Return on equity (ROE)	23.0%	+12.8 p.p.	10.2%	-1.0 p.p.	11.2%	+2.9 p.p.	8.3%	-4.7 p.p.	13.0%	-1.7 p.p.	14.7%	+2.0 p.p.	12.7%	+10.2 p.p.	2.4%	-11.3 p.p.	13.7%	+3.5 p.p.	10.2%	+1.6 p.p.	8.6%	-3.6 p.p.	12.3%	+5.1 p.p.	7.2%	+0.2 p.p.	7.0%	+0.1 p.p.	6.9%	-3.1 p.p.	10.1%	+0.0 p.p.	10.1%	+2.1 p.p.	8.0%	+3.2 p.p.	4.8%	-15.8 p.p.	20.5%	+10.5 p.p.	10.1%
Return on assets (ROA)	2.2%	+1.2 p.p.	1.0%	-0.1 p.p.	1.1%	+0.2 p.p.	0.8%	-0.6 p.p.	1.4%	-0.2 p.p.	1.7%	+0.2 p.p.	1.4%	-0.7 p.p.	2.2%	+0.4 p.p.	1.7%	+0.4 p.p.	1.4%	+0.2 p.p.	1.2%	-0.5 p.p.	1.6%	+0.5 p.p.	1.1%	-0.2 p.p.	1.3%	-0.0 p.p.	1.3%	-0.6 p.p.	1.9%	-0.0 p.p.	2.0%	+0.2 p.p.	1.7%	+0.9 p.p.	0.8%	-0.8 p.p.	1.6%	+0.9 p.p.	0.8%
Book value / share	$3.25	-45.9%	$6.01	+131.8%	$2.59	-18.1%	$3.17	+14.1%	$2.78	+9.3%	$2.54	-7.0%	$2.73	-93.8%	$44.06	+609.6%	$6.21	-9.7%	$6.88	+1.0%	$6.80	+29.6%	$5.25	+34.6%	$3.90	-18.2%	$4.77	-10.6%	$5.33	-6.2%	$5.68	-6.6%	$6.08	-4.4%	$6.36	+5.8%	$6.01	+170.5%	$2.22	+46.6%	$1.52

Newest column (“Last 12M”) = trailing 12 months, the last 4 reported quarters — shown with the quarter range it spans; earlier columns are full fiscal years.

Net Debt & Leverage

Free Cash Flow

Margins

Dividend Payout Ratio

Capex ÷ Revenue

Cash Conversion (operating cash flow ÷ net income)

Ratios computed from company financial statements. Net Debt = total debt − cash & equivalents; FCF = operating cash flow − capital expenditure; absolute values in USD.

Valuation & Dividends

P/E Ratio History

Dividend History

This year (YTD) $0.11/share · yield 2.02%

Dividends and yield from Yahoo Finance (per ADR share, in USD). The current-year figures are calendar year-to-date (dividends actually paid this year), not the trailing 12 months.