Itaú Unibanco (NYSE: ITUB)

$7.40+0.82%today

Brazilian ADR trading on the NYSE, priced in US dollars.

Display currency

Market Cap, EPS and the financial totals below — switch between US dollars and BRL.

Market Cap: $81.56B
P/E (TTM): 9.1x
P/B: 1.9x
EPS (TTM): $0.81
Dividend Yield: 2.35%
52-Week Range: $6.39 – $9.60
Volume: 28.41M
Previous Close: $7.34

TTM = trailing twelve months — the most recent 12 months (a rolling window), used for P/E, EPS and dividends. On the tables and charts below, the in-progress current year appears as a “Last 12M” column labelled with the quarter range it covers.

Performance

Today

+0.82%

1 Week

-6.09%

1 Month

-9.76%

YTD

+3.35%

1 Year

+9.35%

5 Years

+81.93%

About Itaú Unibanco

US Ticker: ITUB
B3 Ticker: ITUB4
Exchange: NYSE
Currency: USD
Sector: Financial Services
Industry: Banks - Regional
Headquarters: São Paulo, SP, Brazil
Employees: —
CEO: Mr. Milton Maluhy Filho
Founded: 1924

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally.

It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation.

The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services.

The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents.

It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients.

The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009.

The company was incorporated in 1924 and is headquartered in São Paulo, Brazil.

Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

www.itau.com.br

Analyst Ratings

Consensus of 8 Wall Street analysts · sourced from Yahoo Finance

1.8Buy

On a 1–5 scale: 1 = Strong Buy, 3 = Hold, 5 = Sell. Lower is more bullish.

12-Month Price Target

Low

$6.10

Average

$8.84

High

$10.00

The average target is +19.43% above the current price of $7.40.

Financial Results

Revenue, EBITDA and net profit (in USD) with net margin (net profit ÷ revenue).

Financial Health

Margins, leverage and cash-flow quality derived from Itaú Unibanco's income statement, balance sheet and cash flow (absolute figures in USD).

ProfitabilityLeverageGrowth

Overall: Financially Solid

Net Margin: 12.3%
ROE: 21.6%
Rev Growth (YoY): -0.31%
Net Debt / EBITDA: 12.01×
Current Ratio: 0.22×
Interest Coverage: 0.26×
Free Cash Flow: 184.09B
Payout Ratio: 73.2%

Income — Margins & Efficiency

Metric	Last 12MQ3'25 – Q2'26	Δ	2025	Δ	2024	Δ	2023	Δ	2022	Δ	2021	Δ	2020	Δ	2019	Δ	2018	Δ	2017	Δ	2016	Δ	2015	Δ	2014	Δ	2013	Δ	2012	Δ	2011	Δ	2010	Δ	2009	Δ	2008	Δ	2007	Δ	2006
Revenue	$74,085,556,844	+5.5%	$70,227,712,647	+33.1%	$52,743,812,622	-16.6%	$63,220,073,399	+32.0%	$47,898,232,600	+39.3%	$34,377,580,697	+2.8%	$33,440,258,887	-28.7%	$46,912,240,448	+6.4%	$44,070,517,784	-20.8%	$55,634,683,338	-13.7%	$64,480,214,002	+56.9%	$41,106,477,620	-31.8%	$60,311,216,608	+15.9%	$52,031,534,777	-14.6%	$60,942,741,186	-10.6%	$68,153,013,082	+9.4%	$62,274,368,231	-4.0%	$64,837,636,259	+139.4%	$27,086,919,105	-6.4%	$28,937,927,913	+46.1%	$19,803,930,080
Gross profit	$26,469,887,723	+9.3%	$24,218,618,750	+15.9%	$20,897,068,583	-13.2%	$24,084,986,186	+17.6%	$20,479,506,491	+5.4%	$19,421,923,809	+33.4%	$14,558,918,125	-37.9%	$23,440,431,844	+1.4%	$23,111,610,139	-12.5%	$26,426,565,190	-6.7%	$28,322,725,456	+65.2%	$17,146,612,076	-37.9%	$27,624,053,351	+2.5%	$26,957,996,016	-3.7%	$27,992,763,190	-8.3%	$30,537,743,942	-8.2%	$33,277,978,339	-11.8%	$37,730,349,971	+223.8%	$11,652,753,873	-36.3%	$18,292,876,139	+49.0%	$12,273,633,505
Operating income	$10,545,545,442	+14.9%	$9,176,070,998	+19.2%	$7,697,761,375	-6.0%	$8,185,229,475	+17.9%	$6,943,571,888	-8.4%	$7,581,594,916	+652.5%	$1,007,544,252	-87.0%	$7,780,191,353	-1.5%	$7,900,469,774	-14.5%	$9,236,205,491	-15.8%	$10,970,390,185	+137.6%	$4,616,220,588	-57.5%	$10,854,150,183	+22.7%	$8,843,724,834	+3.8%	$8,515,964,989	-13.0%	$9,785,009,650	-9.8%	$10,848,375,451	-19.4%	$13,460,126,219	+782.7%	$1,524,956,971	-77.1%	$6,664,403,327	+71.8%	$3,878,728,297
EBITDA	$12,034,520,649	+14.3%	$10,524,816,479	+20.4%	$8,740,186,795	-6.5%	$9,350,542,246	+19.1%	$7,851,114,559	-5.9%	$8,341,531,722	+383.3%	$1,725,925,231	-80.1%	$8,666,958,354	-1.7%	$8,821,175,985	-13.5%	$10,193,289,239	-14.8%	$11,969,375,519	+124.5%	$5,330,957,616	-54.9%	$11,812,667,194	+20.1%	$9,832,577,459	+2.6%	$9,586,817,271	-12.4%	$10,947,351,490	-9.8%	$12,137,785,800	-25.4%	$16,278,829,604	+587.7%	$2,367,039,587	-68.8%	$7,597,465,060	+70.9%	$4,446,127,640
Net profit	$9,101,935,764	+11.1%	$8,191,264,015	+23.2%	$6,650,318,069	-2.6%	$6,825,491,732	+23.5%	$5,526,813,761	+15.0%	$4,804,136,297	+32.0%	$3,640,259,311	-46.1%	$6,751,730,889	+5.0%	$6,428,940,168	-8.2%	$7,004,620,821	+5.3%	$6,649,755,558	+2.2%	$6,505,421,184	-19.9%	$8,121,397,084	+16.7%	$6,961,386,852	+12.7%	$6,177,693,022	-16.7%	$7,418,507,399	+5.3%	$7,044,524,669	-12.8%	$8,080,895,009	+287.3%	$2,086,488,812	-51.9%	$4,335,426,922	+57.1%	$2,759,941,342
Gross margin	35.7%	+1.2 p.p.	34.5%	-5.1 p.p.	39.6%	+1.5 p.p.	38.1%	-4.7 p.p.	42.8%	-13.7 p.p.	56.5%	+13.0 p.p.	43.5%	-6.4 p.p.	50.0%	-2.5 p.p.	52.4%	+4.9 p.p.	47.5%	+3.6 p.p.	43.9%	+2.2 p.p.	41.7%	-4.1 p.p.	45.8%	-6.0 p.p.	51.8%	+5.9 p.p.	45.9%	+1.1 p.p.	44.8%	-8.6 p.p.	53.4%	-4.8 p.p.	58.2%	+15.2 p.p.	43.0%	-20.2 p.p.	63.2%	+1.2 p.p.	62.0%
Operating margin	14.2%	+1.2 p.p.	13.1%	-1.5 p.p.	14.6%	+1.6 p.p.	12.9%	-1.5 p.p.	14.5%	-7.6 p.p.	22.1%	+19.0 p.p.	3.0%	-13.6 p.p.	16.6%	-1.3 p.p.	17.9%	+1.3 p.p.	16.6%	-0.4 p.p.	17.0%	+5.8 p.p.	11.2%	-6.8 p.p.	18.0%	+1.0 p.p.	17.0%	+3.0 p.p.	14.0%	-0.4 p.p.	14.4%	-3.1 p.p.	17.4%	-3.3 p.p.	20.8%	+15.1 p.p.	5.6%	-17.4 p.p.	23.0%	+3.4 p.p.	19.6%
EBITDA margin	16.2%	+1.3 p.p.	15.0%	-1.6 p.p.	16.6%	+1.8 p.p.	14.8%	-1.6 p.p.	16.4%	-7.9 p.p.	24.3%	+19.1 p.p.	5.2%	-13.3 p.p.	18.5%	-1.5 p.p.	20.0%	+1.7 p.p.	18.3%	-0.2 p.p.	18.6%	+5.6 p.p.	13.0%	-6.6 p.p.	19.6%	+0.7 p.p.	18.9%	+3.2 p.p.	15.7%	-0.3 p.p.	16.1%	-3.4 p.p.	19.5%	-5.6 p.p.	25.1%	+16.4 p.p.	8.7%	-17.5 p.p.	26.3%	+3.8 p.p.	22.5%
Net margin	12.3%	+0.6 p.p.	11.7%	-0.9 p.p.	12.6%	+1.8 p.p.	10.8%	-0.7 p.p.	11.5%	-2.4 p.p.	14.0%	+3.1 p.p.	10.9%	-3.5 p.p.	14.4%	-0.2 p.p.	14.6%	+2.0 p.p.	12.6%	+2.3 p.p.	10.3%	-5.5 p.p.	15.8%	+2.4 p.p.	13.5%	+0.1 p.p.	13.4%	+3.2 p.p.	10.1%	-0.7 p.p.	10.9%	-0.4 p.p.	11.3%	-1.2 p.p.	12.5%	+4.8 p.p.	7.7%	-7.3 p.p.	15.0%	+1.0 p.p.	13.9%
Revenue growth (YoY)	-0.3%	-18.3 p.p.	18.0%	+11.8 p.p.	6.3%	-14.9 p.p.	21.1%	-11.0 p.p.	32.2%	+21.9 p.p.	10.3%	+18.2 p.p.	-7.9%	-18.2 p.p.	10.3%	+17.7 p.p.	-7.3%	+4.8 p.p.	-12.2%	-41.1 p.p.	28.9%	+27.3 p.p.	1.6%	-28.8 p.p.	30.4%	+31.9 p.p.	-1.5%	+0.4 p.p.	-2.0%	-24.8 p.p.	22.8%	+31.2 p.p.	-8.4%	-87.9 p.p.	79.5%	+56.4 p.p.	23.1%	+1.9 p.p.	21.2%	—	—
Effective tax rate	12.4%	+3.7 p.p.	8.8%	-2.7 p.p.	11.4%	-3.3 p.p.	14.7%	-2.9 p.p.	17.6%	-15.2 p.p.	32.8%	+220.8 p.p.	-188.0%	-199.0 p.p.	11.0%	-5.3 p.p.	16.2%	-7.8 p.p.	24.1%	-14.2 p.p.	38.3%	+81.5 p.p.	-43.2%	-67.3 p.p.	24.1%	+3.3 p.p.	20.8%	-3.4 p.p.	24.3%	+4.3 p.p.	19.9%	-10.8 p.p.	30.7%	-7.0 p.p.	37.7%	+75.4 p.p.	-37.6%	-72.9 p.p.	35.2%	+6.4 p.p.	28.8%
Interest coverage	0.26×	+11.5%	0.23×	-19.4%	0.28×	+13.3%	0.25×	-20.2%	0.31×	-48.4%	0.61×	+757.0%	0.07×	-82.7%	0.41×	-5.1%	0.43×	+11.0%	0.39×	+4.1%	0.38×	+54.1%	0.24×	-38.4%	0.39×	-12.3%	0.45×	+24.2%	0.36×	+10.4%	0.33×	-32.9%	0.49×	-33.5%	0.74×	+450.5%	0.13×	-84.9%	0.89×	+17.2%	0.76×

Newest column (“Last 12M”) = trailing 12 months, the last 4 reported quarters — shown with the quarter range it spans; earlier columns are full fiscal years.

Balance Sheet — Health & Leverage

Metric	Last 12MQ3'25 – Q2'26	Δ	2025	Δ	2024	Δ	2023	Δ	2022	Δ	2021	Δ	2020	Δ	2019	Δ	2018	Δ	2017	Δ	2016	Δ	2015	Δ	2014	Δ	2013	Δ	2012	Δ	2011	Δ	2010	Δ	2009	Δ	2008	Δ	2007	Δ	2006
Net debt	$144,548,852,494	+6.7%	$135,492,782,221	+30.4%	$103,897,926,480	-14.0%	$120,862,644,839	+25.1%	$96,635,696,174	+54.1%	$62,694,517,253	-15.7%	$74,365,627,599	-23.0%	$96,609,043,828	-6.7%	$103,594,548,552	-11.9%	$117,647,307,541	+97.9%	$59,452,695,016	+74.0%	$34,171,152,728	-76.2%	$143,475,000,942	+2.3%	$140,239,477,811	-14.4%	$163,812,038,531	+57.4%	$104,104,653,656	-11.7%	$117,921,780,987	+110.7%	$55,975,903,614	+68.9%	$33,150,602,410	+33.1%	$24,898,998,472	+56.4%	$15,919,197,560
Net Debt / Equity	3.44×	-5.3%	3.63×	+19.4%	3.04×	-1.4%	3.08×	+1.2%	3.04×	+33.3%	2.28×	-15.4%	2.70×	-4.7%	2.83×	-3.4%	2.93×	-1.0%	2.97×	+106.7%	1.43×	+21.0%	1.19×	-69.1%	3.84×	-3.5%	3.98×	-9.9%	4.41×	+68.1%	2.63×	-11.7%	2.98×	+111.2%	1.41×	-37.1%	2.24×	+84.6%	1.21×	-2.1%	1.24×
Net Debt / EBITDA	12.01×	-6.7%	12.87×	+8.3%	11.89×	-8.0%	12.93×	+5.0%	12.31×	+63.8%	7.52×	-82.6%	43.09×	+286.5%	11.15×	-5.1%	11.74×	+1.8%	11.54×	+132.4%	4.97×	-22.5%	6.41×	-47.2%	12.15×	-14.8%	14.26×	-16.5%	17.09×	+79.7%	9.51×	-2.1%	9.72×	+182.5%	3.44×	-75.4%	14.01×	+327.3%	3.28×	-8.5%	3.58×
Debt / Equity	4.71×	-5.0%	4.95×	+15.5%	4.29×	+0.2%	4.28×	-0.4%	4.30×	+14.5%	3.76×	-7.1%	4.04×	+1.7%	3.97×	-2.8%	4.09×	+0.2%	4.08×	+71.8%	2.38×	+8.0%	2.20×	-54.9%	4.88×	-9.7%	5.41×	-6.0%	5.75×	+28.6%	4.47×	-4.0%	4.66×	+56.7%	2.97×	-27.8%	4.11×	+45.3%	2.83×	+29.6%	2.18×
Current ratio	0.22×	-35.9%	0.35×	-20.6%	0.44×	-7.3%	0.47×	-3.9%	0.49×	+4.0%	0.47×	-8.6%	0.52×	-9.3%	0.57×	-6.2%	0.61×	-31.2%	0.89×	-90.9%	9.70×	+4.9%	9.24×	+1048.3%	0.80×	-3.9%	0.84×	-4.9%	0.88×	+8.3%	0.81×	+12.2%	0.72×	+3.5%	0.70×	+11.1%	0.63×	-10.1%	0.70×	+11.6%	0.63×
Return on equity (ROE)	21.6%	-0.3 p.p.	21.9%	+2.5 p.p.	19.5%	+2.1 p.p.	17.4%	-0.0 p.p.	17.4%	-0.1 p.p.	17.5%	+4.3 p.p.	13.2%	-6.6 p.p.	19.8%	+1.6 p.p.	18.2%	+0.6 p.p.	17.7%	+1.6 p.p.	16.0%	-6.5 p.p.	22.6%	+0.9 p.p.	21.7%	+2.0 p.p.	19.7%	+3.1 p.p.	16.6%	-2.1 p.p.	18.7%	+0.9 p.p.	17.8%	-2.6 p.p.	20.3%	+6.2 p.p.	14.1%	-7.0 p.p.	21.1%	-0.4 p.p.	21.5%
Return on assets (ROA)	1.5%	+0.0 p.p.	1.5%	+0.0 p.p.	1.4%	+0.1 p.p.	1.3%	+0.0 p.p.	1.3%	-0.0 p.p.	1.3%	+0.4 p.p.	0.9%	-0.7 p.p.	1.7%	+0.1 p.p.	1.6%	-0.0 p.p.	1.6%	+0.0 p.p.	1.6%	-0.4 p.p.	2.0%	+0.1 p.p.	1.9%	+0.3 p.p.	1.6%	+0.3 p.p.	1.3%	-0.4 p.p.	1.7%	+0.1 p.p.	1.6%	-0.7 p.p.	2.4%	+1.1 p.p.	1.2%	-1.5 p.p.	2.7%	-0.3 p.p.	3.1%
Book value / share	$3.77	+13.1%	$3.34	+6.0%	$3.15	-12.9%	$3.61	+12.2%	$3.22	+15.3%	$2.79	-0.7%	$2.81	-19.3%	$3.48	-3.5%	$3.61	-10.6%	$4.04	-4.0%	$4.21	+44.9%	$2.90	-22.6%	$3.75	+5.8%	$3.55	-5.0%	$3.73	-6.1%	$3.97	+0.2%	$3.97	-1.0%	$4.01	+94.9%	$2.06	-27.0%	$2.81	+51.3%	$1.86

Newest column (“Last 12M”) = trailing 12 months, the last 4 reported quarters — shown with the quarter range it spans; earlier columns are full fiscal years.

Net Debt & Leverage

Free Cash Flow

Margins

Dividend Payout Ratio

Capex ÷ Revenue

Cash Conversion (operating cash flow ÷ net income)

Ratios computed from company financial statements. Net Debt = total debt − cash & equivalents; FCF = operating cash flow − capital expenditure; absolute values in USD.

Valuation & Dividends

P/E Ratio History

Dividend History

This year (YTD) $0.16/share · yield 2.22%

Dividends and yield from Yahoo Finance (per ADR share, in US dollars). The current-year figures are calendar year-to-date (dividends actually paid this year), not the trailing 12 months.

Listings

Itaú Unibanco trades on 6 exchanges. Prices on this page are the NYSE ADR (ITUB).

Exchange	Ticker	Currency
NYSEpriced here	ITUB	USD
B3 (São Paulo)	ITUB4	BRL
Frankfurt	BVXB	EUR
Latibex (Madrid)	XITA	EUR
Mexico (BMV)	ITUB	MXN
Buenos Aires (BYMA)	ITUB	ARS

Frequently Asked Questions

Why hold Itaú Unibanco ITUB ADR instead of local B3 ITUB4 shares?

Buying directly on Brazil’s B3 exchange means opening a local brokerage account, converting currency and dealing with Brazilian tax paperwork. ADRs remove that friction: they settle in dollars, follow US market hours, and report in formats foreign investors already understand.

The trade-off is that an ADR’s price reflects two moving parts: (1) the underlying share price, quoted in reais on the B3, and (2) the USD/BRL exchange rate. Because of that second part, a rising company can still deliver a flat, or even negative, dollar return if the real weakens against the dollar. The same applies to ETFs: funds such as EWZ, EWZS and FLBR bundle dozens of these companies into a single ticker for instant diversification, but their dollar value still moves with the real.

Where is Itaú Unibanco listed?

Itaú Unibanco trades on 6 exchanges. The line quoted on this page is NYSE in the United States (ITUB, US dollars). It also trades on B3 (São Paulo) in Brazil (ITUB4, Brazilian reais), Frankfurt in Germany (BVXB, euros), Latibex (Madrid) in Spain (XITA, euros), Mexico (BMV) in Mexico (ITUB, Mexican pesos) and Buenos Aires (BYMA) in Argentina (ITUB, Argentine pesos).

On how many exchanges does Itaú Unibanco trade?

6. NYSE — ITUB (USD) · B3 (São Paulo) — ITUB4 (BRL) · Frankfurt — BVXB (EUR) · Latibex (Madrid) — XITA (EUR) · Mexico (BMV) — ITUB (MXN) · Buenos Aires (BYMA) — ITUB (ARS). Prices shown on this page are the NYSE line, ITUB.

What is Itaú Unibanco's primary listing?

Itaú Unibanco's primary listing is on the B3 in Brazil, where the shares trade as ITUB4 in reais — the company's home market. The NYSE line quoted on this page is an ADR over those same shares: it gives you the asset in US dollars, on US market hours, without opening a Brazilian brokerage account or trading in reais.

What is the difference between ITUB and ITUB4?

They are the same company and, economically, the same asset. ITUB4 is the original Brazilian share, listed on the B3 and quoted in reais. ITUB is an American Depositary Receipt over that share, listed on the NYSE and quoted in US dollars — a wrapper whose purpose is to give foreign investors access to the Brazilian asset without opening an account in Brazil. The ITUB price therefore tracks two things: ITUB4 in reais, and the USD/BRL exchange rate.

How can I buy Itaú Unibanco stock in Europe?

Itaú Unibanco trades in euros on 2 European venues: Frankfurt in Germany (BVXB) and Latibex (Madrid) in Spain (XITA). A European broker with access to any of them can buy it in EUR, with no currency conversion on your side. The price shown on this page is the NYSE line (ITUB), quoted in US dollars.

How can I buy Itaú Unibanco stock in the United States?

Itaú Unibanco is listed on the NYSE under ITUB, priced in US dollars. Any US brokerage offering NYSE-listed securities can trade it, with no foreign-account paperwork and no currency conversion.

As of Fri, Aug 14, 17:00 BRT · Market closed

Financial data last updated: August 14, 2026

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Itaú Unibanco (NYSE: ITUB)

Performance

About Itaú Unibanco

Analyst Ratings

Financial Results

Financial Health

Valuation & Dividends

Listings

Frequently Asked Questions

Why hold Itaú Unibanco ITUB ADR instead of local B3 ITUB4 shares?

Where is Itaú Unibanco listed?

On how many exchanges does Itaú Unibanco trade?

What is Itaú Unibanco's primary listing?

What is the difference between ITUB and ITUB4?

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Eneva Begins Construction of 1.2 GW Natural Gas Power Plant at Pecém Port

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What is Itaú Unibanco's primary listing?

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How can I buy Itaú Unibanco stock in Europe?

How can I buy Itaú Unibanco stock in the United States?

News & analysis mentioning ITUB

São Paulo to Turn Trash into Fuel for Garbage Collection Trucks

More to Read

Amapá Minerals Raises CA$140 Million in Canadian IPO (TSX: AMAP)

Petrobras Reports Hydrocarbon Discovery in the Amazon River mouth

Brazilian Finance Partners with Danevig to Expand Trade and Market Intelligence Coverage

Embraer C-390 Challenges Lockheed Martin for India’s $12 Billion Transport Aircraft Deal

Eneva Begins Construction of 1.2 GW Natural Gas Power Plant at Pecém Port

BTG Launches ESG-Focused Amazon ETF AMAB11 with Inter-American Development Bank