Itaú Unibanco (NYSE: ITUB)

$8.20-1.20%today

Brazilian ADR trading on the NYSE, priced in US dollars. Key figures below are sourced from Yahoo Finance.

Market Cap: $90.38B
P/E (TTM): 10.4x
P/B: 2.2x
EPS (TTM): 0.79
Dividend Yield: 2.10%
52-Week Range: $5.93 – $9.60
Volume: 23.23M
Previous Close: $8.30

TTM = trailing twelve months — the most recent 12 months (a rolling window), used for P/E, EPS and dividends. On the tables and charts below, the in-progress current year appears as a “Last 12M” column labelled with the quarter range it covers.

Performance

Today

-1.20%

1 Week

-4.87%

1 Month

+5.26%

YTD

+14.53%

1 Year

+34.06%

5 Years

+106.78%

About Itaú Unibanco

US Ticker: ITUB
B3 Ticker: ITUB4
Exchange: NYSE
Currency: USD
Sector: Financial Services
Industry: Banks - Regional
Headquarters: São Paulo, SP, Brazil
Employees: —
CEO: Mr. Milton Maluhy Filho
Founded: 1924

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally.

It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation.

The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services.

The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents.

It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients.

The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009.

The company was incorporated in 1924 and is headquartered in São Paulo, Brazil.

Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

www.itau.com.br

Analyst Ratings

Consensus of 8 Wall Street analysts · sourced from Yahoo Finance

1.8Buy

On a 1–5 scale: 1 = Strong Buy, 3 = Hold, 5 = Sell. Lower is more bullish.

12-Month Price Target

Low

$6.10

Average

$8.84

High

$10.00

The average target is +7.77% above the current price of $8.20.

Display currency

Revenue, net debt and other totals below — switch between US dollars and BRL.

Financial Results

Revenue, EBITDA and net profit (in USD) with net margin (net profit ÷ revenue).

Financial Health

Margins, leverage and cash-flow quality derived from Itaú Unibanco's income statement, balance sheet and cash flow (absolute figures in USD).

ProfitabilityLeverageGrowth

Overall: Financially Solid

Net Margin: 11.9%
ROE: 21.2%
Rev Growth (YoY): +0.37%
Net Debt / EBITDA: 14.06×
Current Ratio: 0.32×
Interest Coverage: 0.23×
Free Cash Flow: 125.26B
Payout Ratio: 69.1%

Income — Margins & Efficiency

Metric	Last 12MQ2'25 – Q1'26	Δ	2025	Δ	2024	Δ	2023	Δ	2022	Δ	2021	Δ	2020	Δ	2019	Δ	2018	Δ	2017	Δ	2016	Δ	2015	Δ	2014	Δ	2013	Δ	2012	Δ	2011	Δ	2010	Δ	2009	Δ	2008	Δ	2007	Δ	2006
Revenue	$74,332,537,359	+5.8%	$70,227,712,647	+33.1%	$52,743,812,622	-16.6%	$63,220,073,399	+32.0%	$47,898,232,600	+39.3%	$34,377,580,697	+2.8%	$33,440,258,887	-28.7%	$46,912,240,448	+6.4%	$44,070,517,784	-20.8%	$55,634,683,338	-13.7%	$64,480,214,002	+56.9%	$41,106,477,620	-31.8%	$60,311,216,608	+15.9%	$52,031,534,777	-14.6%	$60,942,741,186	-10.6%	$68,153,013,082	+9.4%	$62,274,368,231	-4.0%	$64,837,636,259	+139.4%	$27,086,919,105	-6.4%	$28,937,927,913	+46.1%	$19,803,930,080
Gross profit	$25,338,160,530	+4.6%	$24,218,618,750	+15.9%	$20,897,068,583	-13.2%	$24,084,986,186	+17.6%	$20,479,506,491	+5.4%	$19,421,923,809	+33.4%	$14,558,918,125	-37.9%	$23,440,431,844	+1.4%	$23,111,610,139	-12.5%	$26,426,565,190	-6.7%	$28,322,725,456	+65.2%	$17,146,612,076	-37.9%	$27,624,053,351	+2.5%	$26,957,996,016	-3.7%	$27,992,763,190	-8.3%	$30,537,743,942	-8.2%	$33,277,978,339	-11.8%	$37,730,349,971	+223.8%	$11,652,753,873	-36.3%	$18,292,876,139	+49.0%	$12,273,633,505
Operating income	$9,642,774,611	+5.1%	$9,176,070,998	+19.2%	$7,697,761,375	-6.0%	$8,185,229,475	+17.9%	$6,943,571,888	-8.4%	$7,581,594,916	+652.5%	$1,007,544,252	-87.0%	$7,780,191,353	-1.5%	$7,900,469,774	-14.5%	$9,236,205,491	-15.8%	$10,970,390,185	+137.6%	$4,616,220,588	-57.5%	$10,854,150,183	+22.7%	$8,843,724,834	+3.8%	$8,515,964,989	-13.0%	$9,785,009,650	-9.8%	$10,848,375,451	-19.4%	$13,460,126,219	+782.7%	$1,524,956,971	-77.1%	$6,664,403,327	+71.8%	$3,878,728,297
EBITDA	$11,105,761,824	+5.5%	$10,524,816,479	+20.4%	$8,740,186,795	-6.5%	$9,350,542,246	+19.1%	$7,851,114,559	-5.9%	$8,341,531,722	+383.3%	$1,725,925,231	-80.1%	$8,666,958,354	-1.7%	$8,821,175,985	-13.5%	$10,193,289,239	-14.8%	$11,969,375,519	+124.5%	$5,330,957,616	-54.9%	$11,812,667,194	+20.1%	$9,832,577,459	+2.6%	$9,586,817,271	-12.4%	$10,947,351,490	-9.8%	$12,137,785,800	-25.4%	$16,278,829,604	+587.7%	$2,367,039,587	-68.8%	$7,597,465,060	+70.9%	$4,446,127,640
Net profit	$8,855,723,309	+8.1%	$8,191,264,015	+23.2%	$6,650,318,069	-2.6%	$6,825,491,732	+23.5%	$5,526,813,761	+15.0%	$4,804,136,297	+32.0%	$3,640,259,311	-46.1%	$6,751,730,889	+5.0%	$6,428,940,168	-8.2%	$7,004,620,821	+5.3%	$6,649,755,558	+2.2%	$6,505,421,184	-19.9%	$8,121,397,084	+16.7%	$6,961,386,852	+12.7%	$6,177,693,022	-16.7%	$7,418,507,399	+5.3%	$7,044,524,669	-12.8%	$8,080,895,009	+287.3%	$2,086,488,812	-51.9%	$4,335,426,922	+57.1%	$2,759,941,342
Gross margin	34.1%	-0.4 p.p.	34.5%	-5.1 p.p.	39.6%	+1.5 p.p.	38.1%	-4.7 p.p.	42.8%	-13.7 p.p.	56.5%	+13.0 p.p.	43.5%	-6.4 p.p.	50.0%	-2.5 p.p.	52.4%	+4.9 p.p.	47.5%	+3.6 p.p.	43.9%	+2.2 p.p.	41.7%	-4.1 p.p.	45.8%	-6.0 p.p.	51.8%	+5.9 p.p.	45.9%	+1.1 p.p.	44.8%	-8.6 p.p.	53.4%	-4.8 p.p.	58.2%	+15.2 p.p.	43.0%	-20.2 p.p.	63.2%	+1.2 p.p.	62.0%
Operating margin	13.0%	-0.1 p.p.	13.1%	-1.5 p.p.	14.6%	+1.6 p.p.	12.9%	-1.5 p.p.	14.5%	-7.6 p.p.	22.1%	+19.0 p.p.	3.0%	-13.6 p.p.	16.6%	-1.3 p.p.	17.9%	+1.3 p.p.	16.6%	-0.4 p.p.	17.0%	+5.8 p.p.	11.2%	-6.8 p.p.	18.0%	+1.0 p.p.	17.0%	+3.0 p.p.	14.0%	-0.4 p.p.	14.4%	-3.1 p.p.	17.4%	-3.3 p.p.	20.8%	+15.1 p.p.	5.6%	-17.4 p.p.	23.0%	+3.4 p.p.	19.6%
EBITDA margin	14.9%	-0.0 p.p.	15.0%	-1.6 p.p.	16.6%	+1.8 p.p.	14.8%	-1.6 p.p.	16.4%	-7.9 p.p.	24.3%	+19.1 p.p.	5.2%	-13.3 p.p.	18.5%	-1.5 p.p.	20.0%	+1.7 p.p.	18.3%	-0.2 p.p.	18.6%	+5.6 p.p.	13.0%	-6.6 p.p.	19.6%	+0.7 p.p.	18.9%	+3.2 p.p.	15.7%	-0.3 p.p.	16.1%	-3.4 p.p.	19.5%	-5.6 p.p.	25.1%	+16.4 p.p.	8.7%	-17.5 p.p.	26.3%	+3.8 p.p.	22.5%
Net margin	11.9%	+0.2 p.p.	11.7%	-0.9 p.p.	12.6%	+1.8 p.p.	10.8%	-0.7 p.p.	11.5%	-2.4 p.p.	14.0%	+3.1 p.p.	10.9%	-3.5 p.p.	14.4%	-0.2 p.p.	14.6%	+2.0 p.p.	12.6%	+2.3 p.p.	10.3%	-5.5 p.p.	15.8%	+2.4 p.p.	13.5%	+0.1 p.p.	13.4%	+3.2 p.p.	10.1%	-0.7 p.p.	10.9%	-0.4 p.p.	11.3%	-1.2 p.p.	12.5%	+4.8 p.p.	7.7%	-7.3 p.p.	15.0%	+1.0 p.p.	13.9%
Revenue growth (YoY)	0.4%	-17.7 p.p.	18.0%	+11.8 p.p.	6.3%	-14.9 p.p.	21.1%	-11.0 p.p.	32.2%	+21.9 p.p.	10.3%	+18.2 p.p.	-7.9%	-18.2 p.p.	10.3%	+17.7 p.p.	-7.3%	+4.8 p.p.	-12.2%	-41.1 p.p.	28.9%	+27.3 p.p.	1.6%	-28.8 p.p.	30.4%	+31.9 p.p.	-1.5%	+0.4 p.p.	-2.0%	-24.8 p.p.	22.8%	+31.2 p.p.	-8.4%	-87.9 p.p.	79.5%	+56.4 p.p.	23.1%	+1.9 p.p.	21.2%	—	—
Effective tax rate	6.1%	-2.7 p.p.	8.8%	-2.7 p.p.	11.4%	-3.3 p.p.	14.7%	-2.9 p.p.	17.6%	-15.2 p.p.	32.8%	+220.8 p.p.	-188.0%	-199.0 p.p.	11.0%	-5.3 p.p.	16.2%	-7.8 p.p.	24.1%	-14.2 p.p.	38.3%	+81.5 p.p.	-43.2%	-67.3 p.p.	24.1%	+3.3 p.p.	20.8%	-3.4 p.p.	24.3%	+4.3 p.p.	19.9%	-10.8 p.p.	30.7%	-7.0 p.p.	37.7%	+75.4 p.p.	-37.6%	-72.9 p.p.	35.2%	+6.4 p.p.	28.8%
Interest coverage	0.23×	-1.6%	0.23×	-19.4%	0.28×	+13.3%	0.25×	-20.2%	0.31×	-48.4%	0.61×	+757.0%	0.07×	-82.7%	0.41×	-5.1%	0.43×	+11.0%	0.39×	+4.1%	0.38×	+54.1%	0.24×	-38.4%	0.39×	-12.3%	0.45×	+24.2%	0.36×	+10.4%	0.33×	-32.9%	0.49×	-33.5%	0.74×	+450.5%	0.13×	-84.9%	0.89×	+17.2%	0.76×

Newest column (“Last 12M”) = trailing 12 months, the last 4 reported quarters — shown with the quarter range it spans; earlier columns are full fiscal years.

Balance Sheet — Health & Leverage

Metric	Last 12MQ2'25 – Q1'26	Δ	2025	Δ	2024	Δ	2023	Δ	2022	Δ	2021	Δ	2020	Δ	2019	Δ	2018	Δ	2017	Δ	2016	Δ	2015	Δ	2014	Δ	2013	Δ	2012	Δ	2011	Δ	2010	Δ	2009	Δ	2008	Δ	2007	Δ	2006
Net debt	$156,195,368,780	+15.3%	$135,492,782,221	+30.4%	$103,897,926,480	-14.0%	$120,862,644,839	+25.1%	$96,635,696,174	+54.1%	$62,694,517,253	-15.7%	$74,365,627,599	-23.0%	$96,609,043,828	-6.7%	$103,594,548,552	-11.9%	$117,647,307,541	+97.9%	$59,452,695,016	+74.0%	$34,171,152,728	-76.2%	$143,475,000,942	+2.3%	$140,239,477,811	-14.4%	$163,812,038,531	+57.4%	$104,104,653,656	-11.7%	$117,921,780,987	+110.7%	$55,975,903,614	+68.9%	$33,150,602,410	+33.1%	$24,898,998,472	+56.4%	$15,919,197,560
Net Debt / Equity	3.73×	+2.8%	3.63×	+19.4%	3.04×	-1.4%	3.08×	+1.2%	3.04×	+33.3%	2.28×	-15.4%	2.70×	-4.7%	2.83×	-3.4%	2.93×	-1.0%	2.97×	+106.7%	1.43×	+21.0%	1.19×	-69.1%	3.84×	-3.5%	3.98×	-9.9%	4.41×	+68.1%	2.63×	-11.7%	2.98×	+111.2%	1.41×	-37.1%	2.24×	+84.6%	1.21×	-2.1%	1.24×
Net Debt / EBITDA	14.06×	+9.2%	12.87×	+8.3%	11.89×	-8.0%	12.93×	+5.0%	12.31×	+63.8%	7.52×	-82.6%	43.09×	+286.5%	11.15×	-5.1%	11.74×	+1.8%	11.54×	+132.4%	4.97×	-22.5%	6.41×	-47.2%	12.15×	-14.8%	14.26×	-16.5%	17.09×	+79.7%	9.51×	-2.1%	9.72×	+182.5%	3.44×	-75.4%	14.01×	+327.3%	3.28×	-8.5%	3.58×
Debt / Equity	4.99×	+0.8%	4.95×	+15.5%	4.29×	+0.2%	4.28×	-0.4%	4.30×	+14.5%	3.76×	-7.1%	4.04×	+1.7%	3.97×	-2.8%	4.09×	+0.2%	4.08×	+71.8%	2.38×	+8.0%	2.20×	-54.9%	4.88×	-9.7%	5.41×	-6.0%	5.75×	+28.6%	4.47×	-4.0%	4.66×	+56.7%	2.97×	-27.8%	4.11×	+45.3%	2.83×	+29.6%	2.18×
Current ratio	0.32×	-8.5%	0.35×	-20.6%	0.44×	-7.3%	0.47×	-3.9%	0.49×	+4.0%	0.47×	-8.6%	0.52×	-9.3%	0.57×	-6.2%	0.61×	-31.2%	0.89×	-90.9%	9.70×	+4.9%	9.24×	+1048.3%	0.80×	-3.9%	0.84×	-4.9%	0.88×	+8.3%	0.81×	+12.2%	0.72×	+3.5%	0.70×	+11.1%	0.63×	-10.1%	0.70×	+11.6%	0.63×
Return on equity (ROE)	21.2%	-0.8 p.p.	21.9%	+2.5 p.p.	19.5%	+2.1 p.p.	17.4%	-0.0 p.p.	17.4%	-0.1 p.p.	17.5%	+4.3 p.p.	13.2%	-6.6 p.p.	19.8%	+1.6 p.p.	18.2%	+0.6 p.p.	17.7%	+1.6 p.p.	16.0%	-6.5 p.p.	22.6%	+0.9 p.p.	21.7%	+2.0 p.p.	19.7%	+3.1 p.p.	16.6%	-2.1 p.p.	18.7%	+0.9 p.p.	17.8%	-2.6 p.p.	20.3%	+6.2 p.p.	14.1%	-7.0 p.p.	21.1%	-0.4 p.p.	21.5%
Return on assets (ROA)	1.5%	+0.0 p.p.	1.5%	+0.0 p.p.	1.4%	+0.1 p.p.	1.3%	+0.0 p.p.	1.3%	-0.0 p.p.	1.3%	+0.4 p.p.	0.9%	-0.7 p.p.	1.7%	+0.1 p.p.	1.6%	-0.0 p.p.	1.6%	+0.0 p.p.	1.6%	-0.4 p.p.	2.0%	+0.1 p.p.	1.9%	+0.3 p.p.	1.6%	+0.3 p.p.	1.3%	-0.4 p.p.	1.7%	+0.1 p.p.	1.6%	-0.7 p.p.	2.4%	+1.1 p.p.	1.2%	-1.5 p.p.	2.7%	-0.3 p.p.	3.1%
Book value / share	$3.76	+12.8%	$3.34	+6.0%	$3.15	-12.9%	$3.61	+12.2%	$3.22	+15.3%	$2.79	-0.7%	$2.81	-19.3%	$3.48	-3.5%	$3.61	-10.6%	$4.04	-4.0%	$4.21	+44.9%	$2.90	-22.6%	$3.75	+5.8%	$3.55	-5.0%	$3.73	-6.1%	$3.97	+0.2%	$3.97	-1.0%	$4.01	+94.9%	$2.06	-27.0%	$2.81	+51.3%	$1.86

Newest column (“Last 12M”) = trailing 12 months, the last 4 reported quarters — shown with the quarter range it spans; earlier columns are full fiscal years.

Net Debt & Leverage

Free Cash Flow

Margins

Dividend Payout Ratio

Capex ÷ Revenue

Cash Conversion (operating cash flow ÷ net income)

Ratios computed from company financial statements. Net Debt = total debt − cash & equivalents; FCF = operating cash flow − capital expenditure; absolute values in USD.

Valuation & Dividends

P/E Ratio History

Dividend History

This year (YTD) $0.16/share · yield 1.96%

Dividends and yield from Yahoo Finance (per ADR share, in USD). The current-year figures are calendar year-to-date (dividends actually paid this year), not the trailing 12 months.